📊 Rent vs. Own Analysis: The Real Wealth Gap
The purpose of this tool is to analyze the long-term net worth impact of leasing vs. owning real estate. Renting is often viewed as a "cheaper" monthly alternative, but it carries a 100% interest rate with zero equity recapture. This analysis evaluates property appreciation, principal reduction, and tax advantages to visualize the Opportunity Cost of waiting to enter the market.
DISCLAIMER: This analysis is for illustrative purposes only. Appreciation rates and tax benefits are projections based on historical averages and user-provided data. Real estate involves risk, and market conditions vary. A full strategy review is recommended to assess your specific financial readiness.
Rent vs Own Calculator
"Rent is a 100% interest rate. Let’s look at a better plan."
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Next Step: The Strategy Team
Ready to Stop Renting & Start Building?
The math is clear, but the market moves fast. I work closely with a network of Elite Local Realtors who specialize in helping my clients navigate the Bothell and King County areas.
"I only refer my clients to professionals I would trust with my own home purchase." — Kevin Pennington
Let's Chat!
If you are interested in a home loan, please fill out our online application form or contact Kevin M. Pennington.
E: kevinp@equitysmartloans.com
P: (425) 894-7852
Mailing Address:
19125 Northcreek Parkway, Suite 120 PMB 2020
Bothell, WA 98011
Kevin M. Pennington
Mortgage Broker
NMLS 1534892
